(NewsUSA) - How prepared are all you women out there for retirement?

Hopefully better than the 42 percent of adult females in a new study from financial services firm Edward Jones and Age Wave who said they owned no investments – including employer-sponsored retirement savings accounts.

That’s particularly troubling since women typically live longer than men – five years longer, on average, in the U.S. – and having enough money to weather everything from health setbacks to widowhood in their lifetimes takes planning.  Working with a trusted financial advisor can help see you through it all.