The four most common referral triggers are exposure limits, complex deal structures, non-standard collateral, and time pressure. None of these reflect poorly on the borrower. They reflect the gap between what a regulated institution can offer and what a growing business actually needs.
Equipment Leases was built to close that gap. The company has operated alongside banks for over 13 years, funds projects from $250,000 to $200M per transaction, and takes a lien on the financed equipment only, leaving existing bank security positions, covenants, and credit facilities completely undisturbed.
"A bank's exposure limit per customer might be only six million, and this customer has grown, they need more financing, they can support it, their income supports it, but the bank just cannot give any more because of banking guidelines and regulators," said Traci Dolphin, President of Equipment Leases Inc.
When a banker makes a referral, the deal does not slow down. These are the standard operating timelines clients and lending officers can expect:
- Within 15 minutes: Referred borrower is contacted following introduction and application submission
- 10 minutes: Time required to complete the fully digital application with integrated document upload
- 24 to 48 hours: Letter of Intent issued for transactions from $250,000 to $200,000,000
- 2 to 3 weeks: Full underwriting and credit decision on complex, multi-million dollar transactions
- Within 48 hours: Vendor wire initiated after execution of final documents
"We are not just here to get you the deal. We are here to be a team with you," said Dolphin.
The page outlines industries served including manufacturing, medical, construction, and energy; alongside underwriting approach, leadership credentials, referral steps, and FAQs covering UCC filings, credit profiles, and international transactions.
Refer to your client today no agreement, no setup, and no volume commitment required. Call (385) 304-4907 or email proposal@equipmentleases.com to get started.
About Equipment Leases Inc.
Equipment Leases Inc. is a technology-enabled platform connecting businesses with equipment leasing and financing solutions. With a focus on speed, transparency, and customer service, it helps businesses of all sizes acquire the equipment they need to grow.
Source: Boulder SEO Marketing
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