New York, NY - For small businesses navigating fluctuating sales cycles, traditional financing can create more strain than support. Fixed monthly payments, minimums that must be met regardless of performance, and rigid debt structures can quickly overwhelm a business during slow periods. FundKite is addressing this challenge head-on with its revenue based funding program, formally known as Revenue-Based Financing, which is designed to give small businesses a more adaptive, cash flow-friendly way to access capital.

Unlike traditional loans, FundKite’s Revenue-Based Financing ties repayment directly to a business’s Gross Sales. Instead of paying a set amount every month, businesses repay a small, predetermined percentage of their sales until the total repayment is complete. If sales dip, payments decrease. If a business experiences a slow week - or even days with no sales - there is no minimum payment required, offering critical protection and financial breathing room.

“Traditional financing doesn’t reflect how real businesses operate,” said Alex Shvarts, CEO of FundKite. “Sales go up, sales go down - but fixed payments stay the same. Our revenue based funding lowers payments automatically when revenue falls, giving owners the flexibility they need to stay stable and focused.”

This structure is especially valuable for companies in seasonal, cyclical, or unpredictable industries such as retail, hospitality, food service, tourism, and e-commerce. During busy seasons, businesses can contribute more toward repayment organically. During downtimes, the Revenue-Based Financing model ensures that cash flow remains protected.

Key benefits of FundKite’s Revenue-Based Financing include:

• Payments Based on Gross Sales - A percentage of daily or weekly sales determines the repayment amount.
• No Minimum Payments Required - If sales slow or pause entirely, there is no required payment.
• Natural Cash Flow Protection - Payments adjust automatically with revenue, reducing financial stress.
• Predictable, Transparent Structure - Clear terms, no surprises, and a repayment model aligned with real business performance.
• Flexibility for Seasonal & Cyclical Businesses - Ideal for industries where revenue fluctuates month-to-month or quarter-to-quarter.

Traditional financing models often penalize businesses for natural downturns, but FundKite’s approach enables owners to retain working capital when they need it most. The company’s program ensures that businesses can continue paying employees, purchasing inventory, maintaining operations, and preparing for growth - even when revenue softens.

“Revenue-Based Financing is one of the most customer-friendly models in the industry because it adapts to the business instead of forcing the business to adapt to the financing,” Shvarts added. “It protects cash flow, supports sustainability, and gives owners the confidence to operate without fear of a bad month.”

FundKite’s revenue based funding is accessible to a wide range of industries and offers a more human, more realistic approach to financing - one that aligns repayment with actual performance, not arbitrary fixed schedules.

For more information about FundKite’s Revenue-Based Financing solutions, visit FundKite.com.

Media Contact

Name
FundKite
Contact name
Alex Shvarts
Contact phone
(807) 502-5003
Contact address
2 S. Biscayne Blvd #2350
City
Miami
State
FL
Zip
33131
Country
United States
Url
https://fundkite.com/