DETROIT, MI, November 22, 2022 /24-7PressRelease/ -- Are you tired of feeling burdened by your finances? Do you feel like you are constantly playing catch-up?
If so, you need to read this book! "Breaking The Back Off Lack" by Josette R Crumble is an interactive practical handbook with tools to fix your finances. In it, you will learn how to build a firm foundation for positive cash flow and money maintenance along with discovering new financial strategies and opportunities for improvement.
So, how do you make your money work for you?
How To Handle Your Finances Properly
One of the most important things you will learn from this book is how to live comfortably with the means you possess and develop an understanding of why living within your means isn't the goal.
In 2020, 37 million people in the United States lived in poverty, making the poverty rate a shocking 11.4%. Breaking the cycle of poverty can seem impossible, but it starts with changing your attitude and mindset toward money. Poverty is a mentality or state of mind, and not necessarily the lack of money. Mishandling your finances properly starts with understanding the how, what and why of money.
If you are not sure where to start, this book provides samples of how to create "F.I.T. Flow Statement" (budget). To achieve positive cash flow, the first step is to reduce and eliminate expenses.
A budget is a written plan demonstrating how to allocate your funds. It should take into account your savings, income, and expenses. Creating a budget is a great way to make sure that you prioritize your needs over your wants and live below your means.
Additionally, if you are struggling to make ends meet, there are a number of government assistance programs that can help you with basic needs like food and housing.
Talking about money and learning how to manage it is the best way to ensure that you become financially responsible and stay out of debt.
"You can't borrow your way out of debt!"
It's important to get ahead of your finances and take control of your money. With the right tools, you can learn how to evaluate your spending habits and make changes where necessary. This is an important step in taking control of your finances and ensuring that you are on the path to financial stability.
How Do You Spend Your Money?
In order to build a firm foundation for positive cash flow, you need to be aware of your spending habits. Take a good, hard look at your finances. What are you spending your money on? Are there any areas where you could cut back? Could you be doing anything differently?
And be honest with yourself. It's important to be mindful of your spending and make sure that you are using your money in a way that is best for you.
Remember, it's not what you can afford, it's what you're willing to pay.
Insightful Financial Strategies
Another benefit of reading "Breaking the Back Off Lack" is that you will gain insight into new financial strategies. This includes learning about different ways to save money and invest in the future.
Crumble list five yearly savings plans to assist you with gaining financial stability. Popular financial "rules" like the 80/20 rule and the 50/30/20 rule will be debunked and replaced by stronger financial perspectives.
As an experienced financial expert and dedicated coach, Josette Crumble is dedicated to helping people fix their financial issues. Her F.I.T strategy will help you take control of your finances and make small changes that can have a big impact.
So don't wait another day! Pick up a copy of "Breaking the Back Off Lack" today and start building your future today!
About Josette Crumble:
For the past 34 years, I have serviced the personal finance and tax preparation industry with passion and excellence. I've helped my clients break through the obstacles that seem to be holding them back in life. Life's too short to be unhappy, unsure, or unfulfilled. Let me help you learn and develop better ways to handle the issues that are standing in the way of your goals.
Get in touch today to see what I can do for you.
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