Filing an insurance claim in Florida can be long and stressful. And if someone doesn't have an expert on their side, it's easy to get overwhelmed and end up with a less-than-favorable outcome. That's where the public adjusters from Ocean Point Claims come in.
They're public adjusters who work for their clients, not the insurance company. They know the ins and outs of the insurance policy and claims process. They're here to ensure their people get the maximum settlement they deserve.
What is a Public Adjuster?
A public adjuster is a state licensed professional who works on behalf of policyholders to help them navigate the claims process and secure the maximum settlement. Because public adjusters work for the policyholder and not the insurance company, they have no vested interest in lowballing a claim or denying coverage.
What Does a Public Adjuster Do?
A public adjuster will review the clients insurance policy to ensure they're getting all the coverage they're entitled to under the contract terms.
They'll also help gather all the documentation needed to support their claim, including repair estimates, receipts, photos, and more. Then, once everything is in order, they'll negotiate with the insurance company to finalize the settlement on their client's behalf.
Why a Public Adjuster is Needed
The simple fact is that most people don't have the time or energy to deal with an insurance claim on their own—especially if they've already been dealing with a significant weather event or another type of disaster.
And even if they can handle everything themself, there's no guarantee that they'll end up with a fair settlement.
Once the adjuster has assessed the damage and determined how much a claim is worth, they will write an estimate and compare the estimate to what the insurance company presents. Sometimes the insurance company will send an undisputed check while the public adjuster and insurance company negotiate the rest of the claim.
The public adjuster has every right to negotiate for a higher amount if it doesn't cover the cost of repair. Insurance companies are looking out for their best interests and their wallet—not the clients.
Public Adjuster | Roof Leak Claim
Insurance companies are in business to make money, not to pay claims. So it's in their best interest to lowball settlements whenever possible.
But with a public adjuster on the injured side, they can be confident that someone is looking out for their best interests and working on getting them the maximum settlement they deserve.
If a homeowner is filing an insurance claim, they shouldn't go it alone.
Instead, they should Hire a public adjuster from Ocean Point Claims to level the playing field and help them get the maximum settlement they deserve. They proudly serve all of Florida and offer free inspections.
For more information visit https://oceanpoint.claims.