UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) JULY 21, 2004
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COMMISSION FILE NUMBER: 1-5273-1
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Sterling Bancorp
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(Exact name of Registrant as specified in its charter)
New York 13-2565216
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(State of other jurisdiction (IRS Employer
of incorporation) Identification No.)
650 Fifth Avenue, New York, New York 10019-6108
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(Address of principal executive offices) (Zip Code)
(212) 757- 3300
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(Registrant's telephone number, including area code)
N/A
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(Former name, former address and former fiscal year,
if changed since last report)
ITEM 7
FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
(a) Financial Statements of the Business Acquired.
Not Applicable
(b) Pro Forma Financial Information
Not Applicable
(c) Exhibits
99.1 Press Release dated July 21, 2004
ITEM 9
REGULATION FD DISCLOSURE
On July 21, 2004, the Company issued a press release announcing a presentation
on July 27, 2004 by John C. Millman, President of Sterling Bancorp, as part of
the Keefe, Bruyette & Woods, Inc. Fifth Annual Community Bank Investor
Conference. The press release is included herein as Exhibit 99.1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
DATE: July 22, 2004
BY: /s/ JOHN W. TIETJEN
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JOHN W. TIETJEN
Executive Vice President, Treasurer
and Chief Financial Officer
EXHIBIT INDEX
Exhibit
Number
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99.1 Press Release dated July 21, 2004