SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) DECEMBER 22, 2003 -------------------------------- COMMISSION FILE NUMBER: 1-5273-1 ------------------------------------------------------- Sterling Bancorp -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its charter) New York 13-2565216 -------------------------------------------------------------------------------- (State of other jurisdiction (IRS Employer of incorporation) Identification No.) 650 Fifth Avenue, New York, New York 10019-6108 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (212) 757-3300 -------------------------------------------------------------------------------- (Registrant's telephone number, including area code) N/A -------------------------------------------------------------------------------- (FORMER NAME, FORMER ADDRESS AND FORMER FISCAL YEAR, IF CHANGED SINCE LAST REPORT) ITEM 5 OTHER EVENTS On December 22, 2003, the Company issued a press release announcing an agreement to acquire deposits and a branch located at One Executive Boulevard in Yonkers, New York from City & Suburban Federal Savings Bank. The acquisition marks Sterling National Bank's expansion into the Westchester marketplace and will be the bank's tenth banking location in New York. The transaction is anticipated to close in February 2004, pending regulatory approvals and certain other conditions of closing. The press release is included herein as Exhibit 99.1. ITEM 7 FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (a) Financial Statements of the Business Acquired. Not Applicable (b) Pro Forma Financial Information Not Applicable (c) Exhibits 99.1 Press Release dated December 22, 2003 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. DATE: December 23, 2003 BY: /s/ JOHN W. TIETJEN ------------------------------------ JOHN W. TIETJEN Executive Vice President, Treasurer and Chief Financial Officer EXHIBIT INDEX Exhibit Number ------- 99.1 Press Release dated December 22, 2003