UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) OCTOBER 20, 2003
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STERLING BANCORP
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(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
NEW YORK 1-5273-1 13-2565216
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(STATE OF OTHER JURISDICTION COMMISSION FILE NUMBER (IRS EMPLOYER
OF INCORPORATION) IDENTIFICATION NO.)
650 FIFTH AVENUE, NEW YORK, NEW YORK 10019-6108
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(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)
(212) 757- 3300
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(REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE)
N/A
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(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
ITEM 7
FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
(a) Financial Statements of the Business Acquired. Not Applicable
(b) Pro Forma Financial Information Not Applicable
(c) Exhibits
99.1 Press Release dated October 20, 2003
ITEM 12
RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On October 20, 2003, the Company reported its results for the quarter
and the nine-months ended September 30, 2003. A copy of the Company's press
release containing this information is being furnished as Exhibit 99.1 to this
Report on Form 8-K and is incorporated herein by reference.
The information furnished under Item 12 of this Report, including
Exhibit 99.1, shall be deemed to be "filed" for purpose of the Securities
Exchange Act of 1934, as amended.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
STERLING BANCORP
(Registrant)
DATE: October 21, 2003 BY: /s/ JOHN W. TIETJEN
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JOHN W. TIETJEN
Executive Vice President, Treasurer
and Chief Financial Officer
EXHIBIT INDEX
Exhibit
Number
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99.1 Press Release dated October 20, 2003