UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: TERRY R. GOODEMOTE
Title: SENIOR VICE PRESIDENT & CHIEF FINANCIAL OFFICER
Phone: 518-745-1000 EXT. 512
Signature, Place, and Date of Signing:
S/ TERRY R. GOODEMOTE GLENS FALLS, NY 05/13/2008
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 629
Form 13F Information Table Value Total: $ 278,246
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK
3 28-12534 NORTH COUNTRY INV. ADVISERS, INC
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AFLAC INCORPORATED COM 001055102 6 100 SH OTHER 100
AFLAC INCORPORATED COM 001055102 71 1100 SH DEFINED 2 1100
AFLAC INCORPORATED COM 001055102 84 1300 SH OTHER 2 1300
AT&T INC COM 00206R102 103 2700 SH SOLE 2700
AT&T INC COM 00206R102 68 1775 SH OTHER 1775
AT&T INC COM 00206R102 1857 48490 SH DEFINED 2 48490
AT&T INC COM 00206R102 862 22502 SH OTHER 2 22502
AT&T INC COM 00206R102 2451 64000 SH DEFINED 3 64000
ABBOTT LABORATORIES COM 002824100 94 1700 SH SOLE 1700
ABBOTT LABORATORIES COM 002824100 52 950 SH OTHER 950
ABBOTT LABORATORIES COM 002824100 1900 34450 SH DEFINED 2 34450
ABBOTT LABORATORIES COM 002824100 437 7928 SH OTHER 2 7928
ABBOTT LABORATORIES COM 002824100 2206 40000 SH DEFINED 3 40000
ADOBE SYSTEMS COM 00724F101 18 500 SH SOLE 500
ADOBE SYSTEMS COM 00724F101 531 14920 SH DEFINED 2 14920
ADOBE SYSTEMS COM 00724F101 48 1350 SH OTHER 2 1350
ADOBE SYSTEMS COM 00724F101 1352 38000 SH DEFINED 3 38000
AGNICO EAGLE MINES LTD COM 008474108 102 1500 SH DEFINED 2 1500
AIR PRODUCTS & CHEMICALS INC COM 009158106 32 350 SH SOLE 350
AIR PRODUCTS & CHEMICALS INC COM 009158106 501 5449 SH DEFINED 2 5449
AIR PRODUCTS & CHEMICALS INC COM 009158106 193 2100 SH OTHER 2 2100
AIR PRODUCTS & CHEMICALS INC COM 009158106 1334 14500 SH DEFINED 3 14500
ALCOA INC COM 013817101 11 310 SH SOLE 310
ALCOA INC COM 013817101 568 15741 SH DEFINED 2 15741
ALCOA INC COM 013817101 41 1150 SH OTHER 2 1150
ALTRIA GROUP INC COM 02209S103 37 500 SH SOLE 500
ALTRIA GROUP INC COM 02209S103 2094 27999 SH OTHER 2 27999
AMERICAN ELECTRIC POWER CO COM 025537101 27 660 SH DEFINED 2 660
AMERICAN EXPRESS CO COM 025816109 82 1865 SH SOLE 1865
AMERICAN EXPRESS CO COM 025816109 31 700 SH OTHER 700
AMERICAN EXPRESS CO COM 025816109 1378 31514 SH DEFINED 2 31514
AMERICAN EXPRESS CO COM 025816109 370 8473 SH OTHER 2 8473
AMERICAN EXPRESS CO COM 025816109 1749 40000 SH DEFINED 3 40000
AMER INTL GROUP INC COM 026874107 6 150 SH OTHER 150
AMER INTL GROUP INC COM 026874107 45 1042 SH DEFINED 2 1042
AMER INTL GROUP INC COM 026874107 148 3423 SH OTHER 2 3423
AMERIPRISE FINL INC COM 03076C106 5 90 SH DEFINED 2 90
AMERIPRISE FINL INC COM 03076C106 0 10 SH OTHER 2 10
AMGEN INC COM 031162100 6 150 SH OTHER 150
AMGEN INC COM 031162100 57 1365 SH DEFINED 2 1365
AMGEN INC COM 031162100 15 350 SH OTHER 2 350
ANALOG DEVICES, INC. COM 032654105 15 525 SH DEFINED 2 525
ANGIODYNAMICS INC COM 03475V101 6 550 SH DEFINED 2 550
ANHEUSER BUSCH CO COM 035229103 31 650 SH SOLE 650
ANHEUSER BUSCH CO COM 035229103 565 11900 SH DEFINED 2 11900
ANHEUSER BUSCH CO COM 035229103 948 19969 SH OTHER 2 19969
APACHE CORP COM 037411105 71 586 SH DEFINED 2 586
APACHE CORP COM 037411105 6 50 SH OTHER 2 50
APPLE INC COM 037833100 99 690 SH SOLE 690
APPLE INC COM 037833100 1257 8762 SH DEFINED 2 8762
APPLE INC COM 037833100 294 2050 SH OTHER 2 2050
APPLE INC COM 037833100 2153 15000 SH DEFINED 3 15000
APPLIED MATERIALS INC COM 038222105 35 1800 SH DEFINED 2 1800
APPLIED MATERIALS INC COM 038222105 2 100 SH OTHER 2 100
AQUA AMER INC COM 03836W103 4 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 28 1465 SH OTHER 2 1465
ARCH COAL INC COM 039380100 44 1000 SH OTHER 2 1000
ARMSTRONG COM 04247X102 5 149 SH DEFINED 2 149
ARROW COM 042744102 3 154 SH SOLE 154
ARROW COM 042744102 28134 1250936 SH DEFINED 2 1250936
ARROW COM 042744102 599 26654 SH OTHER 2 26654
AUTOMATIC DATA PROCESSING COM 053015103 36 845 SH SOLE 845
AUTOMATIC DATA PROCESSING COM 053015103 42 1000 SH OTHER 1000
AUTOMATIC DATA PROCESSING COM 053015103 602 14212 SH DEFINED 2 14212
AUTOMATIC DATA PROCESSING COM 053015103 363 8555 SH OTHER 2 8555
AVON PRODUCTS INC COM 054303102 13 340 SH SOLE 340
AVON PRODUCTS INC COM 054303102 8 200 SH OTHER 2 200
BP PLC COM 055622104 18 300 SH SOLE 300
BP PLC COM 055622104 437 7208 SH DEFINED 2 7208
BP PLC COM 055622104 1145 18881 SH OTHER 2 18881
BAKER HUGHES INC COM 057224107 21 300 SH OTHER 300
BAKER HUGHES INC COM 057224107 192 2800 SH DEFINED 2 2800
BAKER HUGHES INC COM 057224107 92 1350 SH OTHER 2 1350
BAKER HUGHES INC COM 057224107 1781 26000 SH DEFINED 3 26000
BANK OF AMERICA CORP COM 060505104 78 2050 SH SOLE 2050
BANK OF AMERICA CORP COM 060505104 23 600 SH OTHER 600
BANK OF AMERICA CORP COM 060505104 1209 31889 SH DEFINED 2 31889
BANK OF AMERICA CORP COM 060505104 101 2675 SH OTHER 2 2675
BANK OF AMERICA CORP COM 060505104 1289 34000 SH DEFINED 3 34000
BANK OF NEW YORK MELLON CORP COM 064058100 38 917 SH SOLE 917
BANK OF NEW YORK MELLON CORP COM 064058100 33 801 SH OTHER 801
BANK OF NEW YORK MELLON CORP COM 064058100 970 23240 SH DEFINED 2 23240
BANK OF NEW YORK MELLON CORP COM 064058100 221 5305 SH OTHER 2 5305
BANK OF NEW YORK MELLON CORP COM 064058100 2205 52830 SH DEFINED 3 52830
BARRICK GOLD COM 067901108 22 500 SH DEFINED 2 500
BAXTER INTL INC COM 071813109 41 710 SH SOLE 710
BAXTER INTL INC COM 071813109 52 900 SH OTHER 900
BAXTER INTL INC COM 071813109 1079 18660 SH DEFINED 2 18660
BAXTER INTL INC COM 071813109 388 6713 SH OTHER 2 6713
BAXTER INTL INC COM 071813109 2255 39000 SH DEFINED 3 39000
BECTON DICKINSON CO COM 075887109 4 50 SH OTHER 2 50
BERKSHIRE HATHAWAY INC COM 084670207 9 2 SH OTHER 2 2
BEST BUY CO COM 086516101 128 3087 SH DEFINED 2 3087
BEST BUY CO COM 086516101 10 250 SH OTHER 2 250
BHP BILLITON COM 088606108 53 800 SH DEFINED 2 800
BLACKROCK MUT 09254F100 17 1325 SH DEFINED 2 1325
BOEING COMPANY COM 097023105 4 50 SH DEFINED 2 50
BOEING COMPANY COM 097023105 6 75 SH OTHER 2 75
BOSTON SCIENTIFIC CORP COM 101137107 3 265 SH DEFINED 2 265
BRISTOL MYERS SQUIBB COM 110122108 121 5700 SH DEFINED 2 5700
BRISTOL MYERS SQUIBB COM 110122108 21 1000 SH OTHER 2 1000
BROWN FOREMAN DISTILLERS CORP COM 115637100 30 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 27 402 SH DEFINED 2 402
BURLINGTON NORTHERN COM 12189T104 28 300 SH SOLE 300
BURLINGTON NORTHERN COM 12189T104 421 4570 SH DEFINED 2 4570
BURLINGTON NORTHERN COM 12189T104 1383 15000 SH DEFINED 3 15000
CIT GROUP COM 125581108 2 200 SH DEFINED 2 200
CVS/CAREMARK CORP COM 126650100 20 500 SH SOLE 500
CVS/CAREMARK CORP COM 126650100 605 14925 SH DEFINED 2 14925
CVS/CAREMARK CORP COM 126650100 6 150 SH OTHER 2 150
CAMERON INTERNATIONAL CORP COM 13342B105 4 100 SH SOLE 100
CAMERON INTERNATIONAL CORP COM 13342B105 196 4710 SH DEFINED 2 4710
CAMERON INTERNATIONAL CORP COM 13342B105 1666 40000 SH DEFINED 3 40000
CAMPBELL SOUP COM 134429109 3 80 SH OTHER 2 80
CARNIVAL COM 143658300 90 2233 SH DEFINED 2 2233
CARNIVAL COM 143658300 5 134 SH OTHER 2 134
CASELLA WASTE SYSTEMS INC COM 147448104 38 3500 SH DEFINED 2 3500
CATERPILLAR INC COM 149123101 20 250 SH DEFINED 2 250
CATERPILLAR INC COM 149123101 57 725 SH OTHER 2 725
CENTRAL FUND OF CANADA COM 153501101 63 5000 SH DEFINED 2 5000
CERNER CORP COM 156782104 15 400 SH DEFINED 2 400
CHESAPEAKE ENERGY COM 165167107 9 200 SH DEFINED 2 200
CHEVRON CORPORATION COM 166764100 276 3239 SH SOLE 3239
CHEVRON CORPORATION COM 166764100 100 1175 SH OTHER 1175
CHEVRON CORPORATION COM 166764100 1822 21345 SH DEFINED 2 21345
CHEVRON CORPORATION COM 166764100 826 9671 SH OTHER 2 9671
CHEVRON CORPORATION COM 166764100 1110 13000 SH DEFINED 3 13000
CHUBB CORP COM 171232101 15 300 SH SOLE 300
CISCO SYSTEMS COM 17275R102 97 4025 SH SOLE 4025
CISCO SYSTEMS COM 17275R102 5 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 1658 68824 SH DEFINED 2 68824
CISCO SYSTEMS COM 17275R102 524 21742 SH OTHER 2 21742
CISCO SYSTEMS COM 17275R102 2072 86000 SH DEFINED 3 86000
CITADEL BROADCASTING CORP COM 17285T106 0 11 SH OTHER 2 11
CITIGROUP INC COM 172967101 24 1100 SH SOLE 1100
CITIGROUP INC COM 172967101 13 625 SH OTHER 625
CITIGROUP INC COM 172967101 281 13106 SH DEFINED 2 13106
CITIGROUP INC COM 172967101 87 4050 SH OTHER 2 4050
CLOROX CO COM 189054109 3 50 SH DEFINED 2 50
COCA COLA CO. COM 191216100 37 600 SH DEFINED 2 600
COCA COLA CO. COM 191216100 58 950 SH OTHER 2 950
COEUR D ALENE MINES CORP IDAHO COM 192108108 8 2000 SH DEFINED 2 2000
COGNIZANT TECH SOLUTIONS COM 192446102 29 1000 SH DEFINED 2 1000
COLGATE-PALMOLIVE CO COM 194162103 56 725 SH SOLE 725
COLGATE-PALMOLIVE CO COM 194162103 55 700 SH OTHER 700
COLGATE-PALMOLIVE CO COM 194162103 1145 14700 SH DEFINED 2 14700
COLGATE-PALMOLIVE CO COM 194162103 407 5225 SH OTHER 2 5225
COLGATE-PALMOLIVE CO COM 194162103 1714 22000 SH DEFINED 3 22000
COMCAST CORP NEW COM 20030N101 24 1250 SH SOLE 1250
COMCAST CORP NEW COM 20030N101 162 8400 SH DEFINED 2 8400
COMCAST CORP NEW COM 20030N101 7 375 SH OTHER 2 375
COMMUNITY BANK SYSTEMS INC COM 203607106 25 1000 SH SOLE 1000
CONAGRA COM 205887102 26 1090 SH DEFINED 2 1090
CONNECTICUT WATER SERVICE INC COM 207797101 5 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 56 740 SH SOLE 740
CONOCOPHILLIPS COM 20825C104 846 11105 SH DEFINED 2 11105
CONOCOPHILLIPS COM 20825C104 173 2274 SH OTHER 2 2274
CONOCOPHILLIPS COM 20825C104 1067 14000 SH DEFINED 3 14000
CONSTELLATION ENERGY GROUP INC COM 210371100 26 300 SH SOLE 300
CONSTELLATION ENERGY GROUP INC COM 210371100 185 2095 SH DEFINED 2 2095
CONSTELLATION ENERGY GROUP INC COM 210371100 26 300 SH OTHER 2 300
CONSTELLATION ENERGY GROUP INC COM 210371100 1765 20000 SH DEFINED 3 20000
CORNING INC COM 219350105 49 2050 SH SOLE 2050
CORNING INC COM 219350105 12 500 SH OTHER 500
CORNING INC COM 219350105 917 38125 SH DEFINED 2 38125
CORNING INC COM 219350105 141 5850 SH OTHER 2 5850
CORNING INC COM 219350105 2596 108000 SH DEFINED 3 108000
COSTCO WHOLESALE CORP NEW COM 22160K105 39 600 SH SOLE 600
COSTCO WHOLESALE CORP NEW COM 22160K105 253 3900 SH DEFINED 2 3900
COSTCO WHOLESALE CORP NEW COM 22160K105 81 1250 SH OTHER 2 1250
COSTCO WHOLESALE CORP NEW COM 22160K105 1819 28000 SH DEFINED 3 28000
DTE ENERGY CO. COM 233331107 8 199 SH DEFINED 2 199
DANAHER CORP COM 235851102 86 1125 SH SOLE 1125
DANAHER CORP COM 235851102 30 400 SH OTHER 400
DANAHER CORP COM 235851102 1681 22108 SH DEFINED 2 22108
DANAHER CORP COM 235851102 203 2675 SH OTHER 2 2675
DANAHER CORP COM 235851102 760 10000 SH DEFINED 3 10000
DARDEN RESTAURANTS INC COM 237194105 8 260 SH DEFINED 2 260
DEERE & CO COM 244199105 32 400 SH DEFINED 2 400
DELL INC COM 24702R101 25 1250 SH SOLE 1250
DELL INC COM 24702R101 197 9875 SH DEFINED 2 9875
DELL INC COM 24702R101 25 1250 SH OTHER 2 1250
DENISON COM 248356107 6 1000 SH DEFINED 2 1000
DENTSPLY INTL COM 249030107 39 1000 SH DEFINED 2 1000
DENTSPLY INTL COM 249030107 29 750 SH OTHER 2 750
WALT DISNEY COMPANY COM 254687106 53 1700 SH SOLE 1700
WALT DISNEY COMPANY COM 254687106 902 28750 SH DEFINED 2 28750
WALT DISNEY COMPANY COM 254687106 466 14850 SH OTHER 2 14850
WALT DISNEY COMPANY COM 254687106 1098 35000 SH DEFINED 3 35000
DOLLAR TREE INC. COM 256746108 73 2630 SH DEFINED 2 2630
DOMINION RES INC VA NEW COM 25746U109 56 1360 SH SOLE 1360
DOMINION RES INC VA NEW COM 25746U109 20 500 SH OTHER 500
DOMINION RES INC VA NEW COM 25746U109 1065 26073 SH DEFINED 2 26073
DOMINION RES INC VA NEW COM 25746U109 257 6300 SH OTHER 2 6300
DOMINION RES INC VA NEW COM 25746U109 653 16000 SH DEFINED 3 16000
DOW CHEMICAL CO COM 260543103 18 500 SH DEFINED 2 500
DOW CHEMICAL CO COM 260543103 15 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 28 750 SH OTHER 2 750
EI DUPONT DE NEMOURS & CO COM 263534109 23 485 SH SOLE 485
EI DUPONT DE NEMOURS & CO COM 263534109 15 325 SH OTHER 325
EI DUPONT DE NEMOURS & CO COM 263534109 281 6000 SH DEFINED 2 6000
EI DUPONT DE NEMOURS & CO COM 263534109 140 3000 SH OTHER 2 3000
DUKE ENERGY HLDG CORP COM 26441C105 11 640 SH SOLE 640
DUKE ENERGY HLDG CORP COM 26441C105 20 1146 SH DEFINED 2 1146
EMC CORP COM 268648102 1 100 SH DEFINED 2 100
EAST WEST BANCORP COM 27579R104 9 500 SH OTHER 2 500
EATON CORP COM 278058102 16 200 SH SOLE 200
EATON CORP COM 278058102 143 1800 SH OTHER 2 1800
EBAY INC COM 278642103 3 100 SH OTHER 2 100
ECOLAB INC COM 278865100 355 8175 SH DEFINED 2 8175
ECOLAB INC COM 278865100 155 3575 SH OTHER 2 3575
ECOLAB INC COM 278865100 977 22500 SH DEFINED 3 22500
EDWARD LIFESCIENCES CORP COM 28176E108 9 200 SH DEFINED 2 200
ELECTRONIC ARTS INC COM 285512109 3 60 SH OTHER 2 60
EMERSON ELECTRIC CO COM 291011104 50 970 SH SOLE 970
EMERSON ELECTRIC CO COM 291011104 10 200 SH OTHER 200
EMERSON ELECTRIC CO COM 291011104 995 19336 SH DEFINED 2 19336
EMERSON ELECTRIC CO COM 291011104 257 5000 SH OTHER 2 5000
EMERSON ELECTRIC CO COM 291011104 1132 22000 SH DEFINED 3 22000
ENCANA CORP COM 292505104 76 1000 SH DEFINED 2 1000
ENCANA CORP COM 292505104 61 800 SH OTHER 2 800
ENERPLUS RES FD UTS COM 29274D604 35 800 SH DEFINED 2 800
EXELON CORP COM 30161N101 35 430 SH SOLE 430
EXELON CORP COM 30161N101 16 200 SH OTHER 200
EXELON CORP COM 30161N101 688 8470 SH DEFINED 2 8470
EXELON CORP COM 30161N101 124 1525 SH OTHER 2 1525
EXELON CORP COM 30161N101 1788 22000 SH DEFINED 3 22000
EXXON MOBIL CORP COM 30231G102 372 4400 SH SOLE 4400
EXXON MOBIL CORP COM 30231G102 167 1975 SH OTHER 1975
EXXON MOBIL CORP COM 30231G102 6526 77162 SH DEFINED 2 77162
EXXON MOBIL CORP COM 30231G102 2140 25299 SH OTHER 2 25299
EXXON MOBIL CORP COM 30231G102 1649 19500 SH DEFINED 3 19500
FPL GROUP INC COM 302571104 82 1300 SH DEFINED 2 1300
FAMILY DOLLAR STORES COM 307000109 2 100 SH DEFINED 2 100
FED HOME LOAN MORT CORP COM 313400301 3 116 SH DEFINED 2 116
FED NATL MORT ASSOC COM 313586109 15 560 SH DEFINED 2 560
FED NATL MORT ASSOC COM 313586109 8 300 SH OTHER 2 300
FEDEX CORPORATION COM 31428X106 46 500 SH DEFINED 2 500
FIFTH THIRD BANCORP COM 316773100 21 1000 SH OTHER 2 1000
FINANCIAL INSTITUTIONS INC COM 317585404 2 100 SH OTHER 2 100
FIRST MARBLEHEAD CORP COM 320771108 6 750 SH OTHER 2 750
FIRST NIAGARA COM 33582V108 211 15500 SH SOLE 15500
FISERV INC COM 337738108 34 700 SH SOLE 700
FISERV INC COM 337738108 205 4255 SH DEFINED 2 4255
FORD MOTOR CO COM 345370860 6 1000 SH DEFINED 2 1000
FORDING CANADIAN COAL COM 345425102 16 300 SH DEFINED 2 300
FOREST LABS INC COM 345838106 10 250 SH DEFINED 2 250
FORESTAR REAL ESTATE GROUP COM 346233109 6 240 SH DEFINED 2 240
FORTUNE BRANDS INC COM 349631101 49 700 SH DEFINED 2 700
FRANKLIN RESOURCES COM 354613101 40 415 SH SOLE 415
FRANKLIN RESOURCES COM 354613101 508 5240 SH DEFINED 2 5240
FRANKLIN RESOURCES COM 354613101 63 650 SH OTHER 2 650
FRANKLIN RESOURCES COM 354613101 1261 13000 SH DEFINED 3 13000
GENERAL DYNAMICS COM 369550108 21 250 SH SOLE 250
GENERAL DYNAMICS COM 369550108 33 400 SH OTHER 400
GENERAL DYNAMICS COM 369550108 515 6175 SH DEFINED 2 6175
GENERAL DYNAMICS COM 369550108 187 2240 SH OTHER 2 2240
GENERAL DYNAMICS COM 369550108 1167 14000 SH DEFINED 3 14000
GENERAL ELECTRIC CO COM 369604103 249 6726 SH SOLE 6726
GENERAL ELECTRIC CO COM 369604103 111 3000 SH OTHER 3000
GENERAL ELECTRIC CO COM 369604103 5348 144505 SH DEFINED 2 144505
GENERAL ELECTRIC CO COM 369604103 3246 87716 SH OTHER 2 87716
GENERAL ELECTRIC CO COM 369604103 2221 60000 SH DEFINED 3 60000
GENERAL MILLS INC COM 370334104 48 800 SH OTHER 800
GENERAL MILLS INC COM 370334104 259 4325 SH DEFINED 2 4325
GENERAL MILLS INC COM 370334104 183 3050 SH OTHER 2 3050
GENERAL MILLS INC COM 370334104 1575 26300 SH DEFINED 3 26300
GENUINE PARTS CO COM 372460105 6 150 SH OTHER 2 150
GENWORTH FINL COM 37247D106 2 100 SH SOLE 100
GENWORTH FINL COM 37247D106 57 2500 SH DEFINED 2 2500
GENWORTH FINL COM 37247D106 117 5150 SH OTHER 2 5150
GENWORTH FINL COM 37247D106 1064 47000 SH DEFINED 3 47000
GLAXO COM 37733W105 17 400 SH OTHER 400
GLAXO COM 37733W105 187 4414 SH DEFINED 2 4414
GLAXO COM 37733W105 42 1000 SH OTHER 2 1000
GOLDCORP INC COM 380956409 189 4880 SH DEFINED 2 4880
GOLDMAN SACHS GROUP COM 38141G104 58 350 SH SOLE 350
GOLDMAN SACHS GROUP COM 38141G104 37 225 SH OTHER 225
GOLDMAN SACHS GROUP COM 38141G104 904 5463 SH DEFINED 2 5463
GOLDMAN SACHS GROUP COM 38141G104 207 1250 SH OTHER 2 1250
GOLDMAN SACHS GROUP COM 38141G104 1489 9000 SH DEFINED 3 9000
GOOGLE INC COM 38259P508 7 15 SH DEFINED 2 15
GREENBRIER COMPANIES COM 393657101 5 200 SH DEFINED 2 200
GUARANTY FINANCIAL GROUP COM 40108N106 3 240 SH DEFINED 2 240
HARLEY DAVIDSON INC COM 412822108 13 350 SH SOLE 350
HARLEY DAVIDSON INC COM 412822108 226 6036 SH DEFINED 2 6036
HARLEY DAVIDSON INC COM 412822108 117 3132 SH OTHER 2 3132
HARLEY DAVIDSON INC COM 412822108 593 15800 SH DEFINED 3 15800
HARSCO COM 415864107 41 732 SH DEFINED 2 732
HARTFORD FINL SVCS GROUP INC. COM 416515104 67 880 SH SOLE 880
HARTFORD FINL SVCS GROUP INC. COM 416515104 27 350 SH OTHER 350
HARTFORD FINL SVCS GROUP INC. COM 416515104 1185 15636 SH DEFINED 2 15636
HARTFORD FINL SVCS GROUP INC. COM 416515104 280 3700 SH OTHER 2 3700
HARTFORD FINL SVCS GROUP INC. COM 416515104 1137 15000 SH DEFINED 3 15000
H J HEINZ CO COM 423074103 164 3500 SH DEFINED 2 3500
H J HEINZ CO COM 423074103 601 12800 SH OTHER 2 12800
H J HEINZ CO COM 423074103 517 11000 SH DEFINED 3 11000
HEWLETT PACKARD CO COM 428236103 84 1835 SH SOLE 1835
HEWLETT PACKARD CO COM 428236103 64 1400 SH OTHER 1400
HEWLETT PACKARD CO COM 428236103 1632 35736 SH DEFINED 2 35736
HEWLETT PACKARD CO COM 428236103 1460 31980 SH OTHER 2 31980
HEWLETT PACKARD CO COM 428236103 1370 30000 SH DEFINED 3 30000
HOLOGIC INC COM 436440101 48 860 SH DEFINED 2 860
HOME DEPOT, INC COM 437076102 5 175 SH SOLE 175
HOME DEPOT, INC COM 437076102 3 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 128 4565 SH DEFINED 2 4565
HOME DEPOT, INC COM 437076102 142 5075 SH OTHER 2 5075
HOSPIRA INC COM 441060100 12 275 SH OTHER 2 275
HOST HOTELS & RESORTS INC COM 44107P104 0 4 SH SOLE 4
ITT CORP COM 450911102 44 855 SH SOLE 855
ITT CORP COM 450911102 31 600 SH OTHER 600
ITT CORP COM 450911102 906 17495 SH DEFINED 2 17495
ITT CORP COM 450911102 155 3000 SH OTHER 2 3000
ITT CORP COM 450911102 1036 20000 SH DEFINED 3 20000
ILLINOIS TOOL WORKS INC. COM 452308109 239 4960 SH DEFINED 2 4960
ILLINOIS TOOL WORKS INC. COM 452308109 77 1600 SH OTHER 2 1600
ILLINOIS TOOL WORKS INC. COM 452308109 1350 28000 SH DEFINED 3 28000
INTEL CORP COM 458140100 43 2020 SH SOLE 2020
INTEL CORP COM 458140100 15 700 SH OTHER 700
INTEL CORP COM 458140100 418 19740 SH DEFINED 2 19740
INTEL CORP COM 458140100 350 16540 SH OTHER 2 16540
INTL BUSINESS MACHINES COM 459200101 144 1253 SH SOLE 1253
INTL BUSINESS MACHINES COM 459200101 69 600 SH OTHER 600
INTL BUSINESS MACHINES COM 459200101 2104 18274 SH DEFINED 2 18274
INTL BUSINESS MACHINES COM 459200101 1285 11157 SH OTHER 2 11157
INTL BUSINESS MACHINES COM 459200101 1957 17000 SH DEFINED 3 17000
INTL GAME TECH COM 459902102 22 550 SH SOLE 550
INTL GAME TECH COM 459902102 8 200 SH OTHER 200
INTL GAME TECH COM 459902102 30 750 SH DEFINED 2 750
INTL GAME TECH COM 459902102 1086 27000 SH DEFINED 3 27000
INTERNATIONAL PAPER CO COM 460146103 10 376 SH DEFINED 2 376
ISHARES EXC 464285105 91 1000 SH DEFINED 2 1000
ISHARES EXC 464287234 43 318 SH DEFINED 2 318
ISHARES EXC 46428Q109 98 574 SH DEFINED 2 574
JDS UNIPHASE CORP COM 46612J507 0 25 SH OTHER 2 25
JPMORGAN CHASE & CO COM 46625H100 30 704 SH SOLE 704
JPMORGAN CHASE & CO COM 46625H100 204 4753 SH DEFINED 2 4753
JPMORGAN CHASE & CO COM 46625H100 223 5186 SH OTHER 2 5186
JACOBS ENGINEERING GROUP INC. COM 469814107 132 1800 SH DEFINED 2 1800
JACOBS ENGINEERING GROUP INC. COM 469814107 282 3830 SH OTHER 2 3830
JOHNSON & JOHNSON COM 478160104 177 2734 SH SOLE 2734
JOHNSON & JOHNSON COM 478160104 45 700 SH OTHER 700
JOHNSON & JOHNSON COM 478160104 3609 55634 SH DEFINED 2 55634
JOHNSON & JOHNSON COM 478160104 2175 33531 SH OTHER 2 33531
JOHNSON & JOHNSON COM 478160104 2141 33000 SH DEFINED 3 33000
JOHNSON CONTROLS INC COM 478366107 35 1050 SH DEFINED 2 1050
KAYDON CORP COM 486587108 2 50 SH DEFINED 2 50
KELLOGG CO. COM 487836108 53 1000 SH SOLE 1000
KELLOGG CO. COM 487836108 711 13535 SH DEFINED 2 13535
KELLOGG CO. COM 487836108 208 3950 SH OTHER 2 3950
KELLOGG CO. COM 487836108 1945 37000 SH DEFINED 3 37000
KEYCORP COM 493267108 11 500 SH SOLE 500
KIMBERLY-CLARK CORP COM 494368103 13 200 SH DEFINED 2 200
KRAFT FOODS INC COM 50075N104 6 200 SH SOLE 200
KRAFT FOODS INC COM 50075N104 671 21649 SH OTHER 2 21649
L3 COMMUNICATIONS HLD INC COM 502424104 33 300 SH SOLE 300
L3 COMMUNICATIONS HLD INC COM 502424104 422 3860 SH DEFINED 2 3860
L3 COMMUNICATIONS HLD INC COM 502424104 11 100 SH OTHER 2 100
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