UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
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Date of report (Date of earliest event reported):
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November
10, 2009 (November 6, 2009)
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Ameris
Bancorp
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(Exact Name of Registrant as Specified in Charter)
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Georgia
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No.
001-13901
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No.58-1456434
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(State
or Other Jurisdiction of Incorporation)
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(Commission
File Number)
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(IRS
Employer Identification No.)
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310 First Street, SE
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Moultrie,
Georgia 31768
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(Address of
Principal Executive Offices)
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Registrant’s telephone number, including area code:
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(229) 890-1111
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(Former Name or Former Address, if Changed Since Last Report)
Check the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
[ ] Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
[ ] Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item 8.01. Other Events.
On November 6, 2009, Ameris Bancorp issued a press release announcing
the acquisition, through its wholly-owned banking subsidiary, Ameris Bank, of
certain assets, and the assumption of certain liabilities, of United
Security Bank, a full service bank headquartered in Sparta, Georgia, with
an additional banking office in Woodstock, Georgia This transaction was
completed with the Federal Deposit Insurance Corporation (the "FDIC"), as
receiver, after United Security Bank was declared closed by the Georgia
Department of Banking and Finance. As a result of this transaction, Ameris
Bank acquired the assets and deposits of United Security Bank at a discount of
$32,615,000. Ameris Bank assumed approximately $150 million in total
deposits and acquired $111 million in total loans and $12 million in other
real estate (ORE). The acquired loans are covered by a five-year loss
share agreement with the FDIC.
A copy of the press release is attached as Exhibit 99.1 to this
Current Report.
Item 9.01. Financial Statements
and Exhibits.
(d)
Exhibits.
99.1 Press Release
dated November 6, 2009
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, as amended, the
Company has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.
AMERIS BANCORP
By: /s/ Dennis J. Zember
Jr.
Dennis J. Zember Jr.
Executive Vice President and Chief
Financial Officer
Dated: November
10, 2009
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EXHIBIT
INDEX
Exhibit
99.1 Press
release dated November 6, 2009