SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT



     PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934



      Date of Report: April 14, 2004
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 United Community Financial Corp.

 (Exact name of registrant as specified in its charter)

 Ohio                                  0-24399                  34-1856319
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 (State or other jurisdiction        (Commission             (IRS Employer of
        incorporation)               File Number)         Identification Number)


 275 Federal Plaza West
 Youngstown, Ohio                                                 44503-1203
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 (Address of principal executive offices)                         (Zip Code)


 Registrant's telephone number, including area code (330) 742-0500
                                                    ---------------------


                                 Not Applicable
           ----------------------------------------------------------
         (Former name or former address, if changes since last report.)






Item 7.  Financial Statements and Exhibits

         (a.) and (b.)     Not applicable.

         (c.)              Exhibits.  See Index to Exhibits.



Item 12: Results of Operations and Financial Condition.

On April 14, 2004, United Community Financial Corp. issued a press release
discussing its earnings for the first quarter of 2004. The press release is
attached as Exhibit 99.






                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                           UNITED COMMUNITY FINANCIAL CORP.

                           By:  /s/  Patrick A. Kelly
                                ----------------------------
                                Patrick A. Kelly
                                Chief Financial Officer



Dated: April 14, 2004






                                INDEX TO EXHIBITS


Exhibit 99          Press release dated April 14, 2004