UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G/A
Amendment No. 9

                    Under the Securities Exchange Act of 1934



                        Cornerstone Total Return Fund, Inc.
                            ------------------------
                                (Name of Issuer)

                                  Common Stock
                                ----------------
                         (Title of Class of Securities)

                                   21924U-10-2
                                 --------------
                                 (CUSIP Number)


Date of Event Requiring Filing:   December 31, 2004


Check the following  box if a fee is being paid with this  statement / /. (A fee
is not required only if the filing person:  (1) has a previous statement on file
reporting  beneficial  ownership  of more  than  five  percent  of the  class of
securities  described  in Item 1;  and (2) has  filed  no  amendment  subsequent
thereto reporting  beneficial  ownership of five percent or less of such class.)
(See Rule 13d-7).

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).


SEC 1745 (10-88)                                                     

											Page 1 of 6





											Page 2 of 6
SCHEDULE 13G/A

CUSIP NO. 21924U-10-2
           ---------
- ----------------------------------------------------------------------
1.       NAME OF REPORTING PERSON
         S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

         Deep Discount Advisors, Inc.
- --------------------------------------------------------------------
2.       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*  (a) /   /.
                                                            (b) /   /.

- --------------------------------------------------------------------
3.       SEC USE ONLY


- --------------------------------------------------------------------
4.       CITIZENSHIP OR PLACE OF ORGANIZATION

         USA

- -----------------------------------------------------------------
                                 5.       SOLE VOTING POWER
                                               
           NUMBER OF					      0   
                                 -------- --------------------------------------
            SHARES               6.       SHARED VOTING POWER
         BENEFICIALLY                     
           OWNED BY                     			0
                                 -------- --------------------------------------
             EACH                7.       SOLE DISPOSITIVE POWER
           REPORTING                                 
            PERSON					      0
                                 -------- --------------------------------------
             WITH                8.       SHARED DISPOSITIVE POWER
                                          
								266,549
- -------------------------------- -------- ---------------------------
9.       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
         
		266,549
- ---------------------------------------------------------------------
10.      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 
         /   /.

- --------------------------------------------------------------------
11.      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
         
         5.6%
- -------------------------------------------------------------------
12.      TYPE OF REPORTING PERSON*
 
		IA
- ------------------------------------------------------------------
                      *SEE INSTRUCTION BEFORE FILLING OUT!
                                                                     Page 3 of 6
SCHEDULE 13G/A

CUSIP NO. 21924U-10-2
           ---------
- ------------------------------------------------------------------
1.       NAME OF REPORTING PERSON
         S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

         Ron Olin Investment Management Company
- -------------------------------------------------------------------
2.       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*  (a) /   /.
                                                            (b) /   /.

- ------------------------------------------------------------------
3.       SEC USE ONLY


- -------------------------------------------------------------------
4.       CITIZENSHIP OR PLACE OF ORGANIZATION

         USA

- ------------------------------------------------------------------
                                 5.       SOLE VOTING POWER
                                          
           NUMBER OF					0
                                 -------- -------------------------
            SHARES               6.       SHARED VOTING POWER
         BENEFICIALLY                    
           OWNED BY					0
                                 -------- -------------------------
             EACH                7.       SOLE DISPOSITIVE POWER
           REPORTING                     
            PERSON					0
                                 -------- ----------------------------
             WITH                8.       SHARED DISPOSITIVE POWER
                                         
							   441,553
- -------------------------------- -------- --------------------------
9.       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
         
		441,553
- ---------------------------------------------------------------------
10.      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* 
         /   /.

- ----------------------------------------------------------------------
11.      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
           
		9.3%
- --------------------------------------------------------------------
12.      TYPE OF REPORTING PERSON*
 
		IA
- --------------------------------------------------------------------
                      *SEE INSTRUCTION BEFORE FILLING OUT!
                                                                     Page 4 of 6



STATEMENT ON SCHEDULE 13G/A


Item 1(a).                  Name of Issuer:

                            Cornerstone Total Return Fund, Inc.

Item 1(b).                  Address of Issuer's Principal Executive Offices:

                            383 Madison Avenue, 23rd Floor 
                            New York, NY 10179

Item 2(a).                  Names of Person Filing:

                            Deep Discount Advisors, Inc.

Item 2(b).                  Address of  Principal  Business  Office or, if none,
                            Residence:

                            4 Cedar Chine
              		    Asheville, NC 28803

Item 2(c).                  Citizenship:

                            USA

Item 2(d).                  Title of Class of Securities:

                            Common Stock

Item 2(e).                  CUSIP Number:

                            21924U-10-2

Item 3.                     If  this   statement  is  filed  pursuant  to  Rules
                            13d-1(b),  or  13d-2(b),  check  whether  the person
                            filing is a:
                            
                            (a) /  / Broker or Dealer  registered under Section
                                15 of the Act
                            
                            (b) / / Bank as defined  in  section  3(a)(6) of the
                                Act

                            (c) / /  Insurance  Company  as  defined  in section
                                3(a)(19) of the Act 

                            (d) / / Investment  Company registered under section
                                8 of the Investment Company Act

                            (e) /x/ Investment  Advisor registered under 
                                section 203 of the Investment Advisers Act
											
											Page 5 of 6
                            

				    (f) / / Employee Benefit Plan, Pension Fund which is
                                subject  to  the   provisions  of  the  Employee
                                Retirement   Income  Security  Act  of  1974  or
                                Endowment Fund; see (240.13d-1(b)(ii)(F)  (Note:
                                See Item 7)
                            

                            (g) / / Parent Holding  Company,  in accordance with
                                (240.13d-1(b)(ii)(G). (Note: See Item 7)
                            
                            (h) /   /   Group,    in   accordance    with   Sec.
                                240.13d-1(b)(ii)(H).


Item 4.  Ownership:

         (a) Amount Beneficially Owned: 708,102

         (b) Percent of Class:  14.9%

         (c) Number of shares as to which such person has:

              (i) sole power to vote or to direct the vote: 0

              (ii) shared power to vote or to direct the vote: 0

              (iii)sole power to dispose or to direct the disposition of: 
                    0
              
		  (iv) shared power to dispose or to direct the disposition of:  
                    708,102

Item 5.       Ownership of Five Percent or Less of a Class:

              Not Applicable

Item 6.       Ownership of More than Five Percent on Behalf of Another Person:

              Not Applicable

Item 7.       Identification and Classification of the Subsidiary Which Acquired
              the Security Being Reported on By the Parent Holding Company:

              Not Applicable

Item 8.       Identification and Classification of Members of the Group:

              Not Applicable

Item 9.       Notice of Dissolution of Group:

              Not Applicable


											Page 6 of 6

Item 10. Certification:

By signing  below, I certify that, to the best of my knowledge
and belief, the securities  referred to above were acquired 
and are held in the ordinary  course of business and were not 
acquired and are not held for the purpose  of  and  do  not  
have  the  effect  of  changing or influencing  the control 
of the issuer of such securities and were not acquired and 
are not held in connection  with or as a  participant  in
any transaction having such purposes or effect.


 




Signature


After  reasonable  inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.


Dated: February 3, 2005

                                                 /s/ Ronald G. Olin
                                                 ------------------
                                                 Name: Ronald G. Olin