UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 16, 2004 Date of Report (Date of Earliest Event Reported) AMES NATIONAL CORPORATION (Exact Name of Registrant as Specified in its Charter) IOWA 0-32637 42-1039071 (State or Other Jurisdiction of (Commission File Number) (I.R.S. Employer Incorporation or Organization) Identification No.) 405 FIFTH STREET AMES, IOWA 50010 (Address of Principal Executive Offices) Registrant's Telephone Number, Including Area Code: (515) 232-6251 NOT APPLICABLE (Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report) Item 7. Financial Statements and Exhibits The following exhibit is filed as part of this Report: Exhibit No. Description 99.1 News Release dated July 16, 2004 Item 9. Regulation FD Disclosure On July 16, 2004, Ames National Corporation issued a News Release announcing financial results for the three and six months ended June 30, 2004. A copy of the New Release is attached hereto as Exhibit 99.1. Item 12. Results of Operations and Financial Condition On July 16, 2004, Ames National Corporation issued a News Release announcing financial results for the three and six months ended June 30, 2004. A copy of the New Release is attached hereto as Exhibit 99.1. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. AMES NATIONAL CORPORATION Date: July 16, 2004 By: /s/ Daniel L. Krieger ------------------------------ Daniel L. Krieger, President (Principal Executive Officer) EXHIBIT INDEX Exhibit No. Description 99.1 News Release dated July 16, 2004