SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of
the
Securities Exchange Act of 1934
Date
of
Report (Date of earliest event reported): January 24, 2006
FLAG
FINANCIAL CORPORATION
(Exact
name of Registrant as Specified in Charter)
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Georgia
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000-24532
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58-2094179
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(State
or Other Jurisdiction of Incorporation)
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(Commission
File Number)
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(I.R.S.
Employer Identification No.)
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3475
Piedmont Road, N.E., Suite 550
(Address
of Principal Executive Offices)
(404)
760-7700
Registrant’s
telephone number, including area code
NOT
APPLICABLE
(Former
name or former address, if changed since last report)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
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o
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Written
communications pursuant to Rule 425 under the Securities Act
(17 CFR
230.425)
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o
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Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
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o
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Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
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o
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Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
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Item
2.02
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Results
of Operations and Financial
Condition
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On
January 24, 2006, Flag Financial Corporation issued a press release reporting
its 2005 annual results of operations. A copy of the press release is attached
as an exhibit to this report.
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Item
9.01
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Financial
Statements and
Exhibits
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(c)
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Exhibits
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No.
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Description
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99.1
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Press
Release dated January 24, 2006.
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The
information furnished in the attached press release shall not be deemed
to be
“filed” for purposes of Section 18 of the Securities Exchange Act of 1934 or
otherwise subject to the liabilities of that section.
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this report to be signed on its behalf by the undersigned,
hereunto
duly authorized.
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FLAG
FINANCIAL CORPORATION
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DATE:
January 24, 2006
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By:
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/s/
J. Daniel Speight
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J.
Daniel Speight
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Vice
Chairman, Chief Financial Officer and Secretary
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EXHIBIT
INDEX
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No.
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Description
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Press
Release dated January 24, 2006.
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