UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: November 15, 2004
(Date of earliest event reported)
DCAP GROUP, INC.
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(Exact Name of Registrant as Specified in Charter)
Delaware 0-1665 36-2476480
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(State or Other Jurisdiction (Commission File No.) (IRS Employer Identification
of Incorporation) Number)
1158 Broadway, Hewlett, NY 11557
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (516) 374-7600
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
___ Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
___ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
___ Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
___ Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 2.02. Results of Operations and Financial Condition.
On November 15, 2004, DCAP Group, Inc. issued a press release
announcing its financial results for the fiscal quarter ended September 30,
2004. A copy of the press release is furnished as Exhibit 99.1 hereto.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits
99.1 Press Release, dated November 15, 2004, issued by DCAP
Group, Inc.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
DCAP GROUP, INC.
Dated: November 15, 2004 By: /s/ Barry B. Goldstein
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Barry B. Goldstein
President