UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): January 29, 2008
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SOUTHWEST GEORGIA FINANCIAL CORPORATION
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(Exact name of Registrant as Specified in its Charter)
Georgia 001-12053 58-1392259
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(State or other Jurisdiction of (Commission (IRS Employer
Incorporation or Organization File Number) Identification No.)
201 First Street, S.E.
Moultrie, Georgia 31768
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (229) 985-1120
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act.
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act.
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act.
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act.
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On January 29, 2008 Southwest Georgia Financial Corporation issued a press
release announcing its financial results for the year ended and quarterly period
ended December 31, 2007. A copy of the press release is furnished as Exhibit
99.1 and is incorporated herein by reference.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(d) Exhibits:
The following exhibit is furnished with this report.
EXHIBIT 99.1: Southwest Georgia Financial Corporation's press release dated
January 29, 2008.
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SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
SOUTHWEST GEORGIA FINANCIAL CORPORATION
By: /s/ George R. Kirkland
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George R. Kirkland
Senior Vice President and Treasurer
January 29, 2008
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Date
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EXHIBIT INDEX
Exhibit No. Description
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99.1 Press Release dated January 29, 2008
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